Creditlink ($CDL) is an AI-powered on-chain identity verification and credit scoring platform built on Binance Smart Chain. The project aims to redefine Web3 financial access by enabling collateral-free lending, credit-backed asset issuance, and decentralized governance. By combining blockchain transparency with AI analytics, Creditlink empowers users with secure, inclusive, and efficient credit services while incentivizing ecosystem participation through the $CDL token.